Commercial financing · business-purpose

SBA 7(a), 504 and owner-user commercial loans

Financing for operating businesses buying or refinancing the commercial real estate they occupy, or funding expansion.

Typical terms · indicative, subject to underwriting

Programs	SBA 7(a), SBA 504, conventional owner-user
Eligible	Businesses occupying the commercial property (SBA rules generally require 51%+ for existing buildings)
Leverage	SBA 504 projects commonly allow ~10–15% borrower equity
Term	Commonly up to 25 years for real estate
Underwriting focus	Business cash flow, owner guarantees, eligibility

Ranges reflect what lenders in this market commonly offer and are not a quote. Rates are set by the lender at underwriting and are not published here.

Globus typically handles SBA requests from $250K. SBA programs are set by the U.S. Small Business Administration and the participating lender; eligibility and terms are subject to SBA rules and lender approval.

Get a quick quote Book a call with Craig

Get a quick quote

Business-purpose loans only. No credit pull to request a quote.

Name * Email * Phone Company / entity Loan type * Property type * Purchase price or as-is value ($) Rehab / construction budget ($) Loan amount requested ($) * Timeline to close * Experience (completed deals, last 3 yrs) * Property state *

Anything else: address, ARV, NOI, exit plan I confirm this is a business-purpose / investment-property loan, not a home I will live in. *

Book a call with Craig

All commercial loan types →

Business-purpose commercial and investment-property financing only. Globus Capital Advisors, LLC (NMLS ID 1417248), 5335 Wisconsin Ave NW, Suite 440, Washington, DC 20015, is a commercial loan broker, not a lender. Terms shown are indicative, subject to underwriting, and vary by lender, borrower, property and market. Nothing here is a rate quote, a loan approval, or a commitment to lend. We do not arrange owner-occupied residential (consumer / QM) mortgages.