Commercial financing · business-purpose
Ground-up construction loans
Construction financing for builders and developers: spec and build-to-rent homes, townhomes, multifamily and commercial projects.
Typical terms · indicative, subject to underwriting
| Purpose | Vertical construction, land + construction, or construction-to-permanent |
|---|---|
| Leverage | Commonly sized on loan-to-cost (often up to ~75–90% LTC) and as-completed value |
| Term | Typically 12–36 months, interest-only |
| Draws | Funded against a construction budget and inspections |
| Underwriting focus | Plans and permits, GC, budget, builder experience, exit |
Ranges reflect what lenders in this market commonly offer and are not a quote. Rates are set by the lender at underwriting and are not published here.
Lenders want approved plans or a clear permit path, a line-item budget, a qualified GC and a credible exit (sale, refinance or hold). See construction-to-permanent and HUD 221(d)(4) for longer-dated options.
Business-purpose commercial and investment-property financing only. Globus Capital Advisors, LLC (NMLS ID 1417248), 5335 Wisconsin Ave NW, Suite 440, Washington, DC 20015, is a commercial loan broker, not a lender. Terms shown are indicative, subject to underwriting, and vary by lender, borrower, property and market. Nothing here is a rate quote, a loan approval, or a commitment to lend. We do not arrange owner-occupied residential (consumer / QM) mortgages.