Commercial financing · business-purpose

DSCR loans for rental investors

Investor loans for non-owner-occupied rental properties, qualified mainly on the property’s rental income (debt-service coverage ratio) rather than personal income.

Typical terms · indicative, subject to underwriting

Purpose	Purchase, rate/term or cash-out refinance of rentals
Eligible	1–4 unit and small multifamily investment properties, often held in an LLC
Leverage	Often up to ~75–80% LTV purchase, lower for cash-out
Term	Commonly 30-year with fixed or hybrid options
Underwriting focus	DSCR (often ~1.0–1.25x minimum), credit, reserves

Ranges reflect what lenders in this market commonly offer and are not a quote. Rates are set by the lender at underwriting and are not published here.

DSCR loans are non-QM business-purpose loans for investment property only; they are not available for a home you live in. See the AI-assisted DSCR screening playbook.

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Business-purpose loans only. No credit pull to request a quote.

Name * Email * Phone Company / entity Loan type * Property type * Purchase price or as-is value ($) Rehab / construction budget ($) Loan amount requested ($) * Timeline to close * Experience (completed deals, last 3 yrs) * Property state *

Anything else: address, ARV, NOI, exit plan I confirm this is a business-purpose / investment-property loan, not a home I will live in. *

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Business-purpose commercial and investment-property financing only. Globus Capital Advisors, LLC (NMLS ID 1417248), 5335 Wisconsin Ave NW, Suite 440, Washington, DC 20015, is a commercial loan broker, not a lender. Terms shown are indicative, subject to underwriting, and vary by lender, borrower, property and market. Nothing here is a rate quote, a loan approval, or a commitment to lend. We do not arrange owner-occupied residential (consumer / QM) mortgages.