:root{--green:#1B3022;--green-2:#24402e;--green-3:#2f5239;--gold:#C5A059;--gold-d:#8a6a2c;--cream:#FAF8F2;--sand:#F2EEE3;--ink:#1c2a20;--muted:#5b6b60;--line:#e3ddcd;--white:#fff;--r:12px;--serif:'Playfair Display',Georgia,'Times New Roman',serif;--sans:Inter,system-ui,-apple-system,'Segoe UI',sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);font-size:1.0625rem;line-height:1.65;color:var(--ink);background:var(--cream);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--gold-d);text-underline-offset:3px}a:hover{color:var(--green)}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--serif);color:var(--green);line-height:1.15;font-weight:600;letter-spacing:-.01em;margin:0 0 .6rem}
h1{font-size:clamp(2.25rem,5vw,3.75rem)}h2{font-size:clamp(1.75rem,3vw,2.375rem)}h3{font-size:1.3rem}
p{margin:0 0 1rem}
.wrap{max-width:1180px;margin:0 auto;padding:0 1.5rem}.narrow{max-width:760px}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--green);padding:.5rem 1rem;z-index:10}.skip:focus{left:1rem}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.eyebrow{font-family:var(--sans);font-size:.78rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-d);margin:0 0 .9rem}
.lede{font-size:1.2rem;color:#d9d4c3;max-width:680px}.lede.dark{color:var(--muted);max-width:760px}
/* header */
header.site{background:var(--green);position:sticky;top:0;z-index:5;border-bottom:1px solid rgba(197,160,89,.25)}
.hd{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:76px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:.7rem;text-decoration:none}.logo img{width:44px;height:44px}
.logo span{display:flex;flex-direction:column;line-height:1.1}.logo b{font-family:var(--serif);color:#fff;font-size:1.2rem;font-weight:600}.logo small{color:var(--gold);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;margin-top:.2rem}
header nav{display:flex;align-items:center;gap:1.6rem;flex-wrap:wrap}
header nav a{color:#e9e5d8;text-decoration:none;font-size:.92rem;font-weight:500;padding:.3rem 0;border-bottom:1px solid transparent;transition:color .2s,border-color .2s}
header nav a:hover{color:var(--gold);border-color:var(--gold)}
header nav a.nav-cta{border:1px solid var(--gold);color:var(--gold);padding:.45rem .95rem;border-radius:999px}header nav a.nav-cta:hover{background:var(--gold);color:var(--green)}
/* buttons */
.btn{display:inline-block;background:var(--gold);color:var(--green);font-weight:600;font-size:.95rem;padding:.8rem 1.5rem;border-radius:999px;border:1px solid var(--gold);text-decoration:none;cursor:pointer;font-family:var(--sans);transition:background .2s,color .2s,transform .2s,box-shadow .2s}
.btn:hover{background:#d4b26e;color:var(--green);transform:translateY(-1px);box-shadow:0 6px 18px rgba(197,160,89,.3)}
.btn.ghost{background:transparent;color:var(--green);border-color:var(--green)}.btn.ghost:hover{background:var(--green);color:#fff;box-shadow:none}
.hero .btn.ghost{color:#fff;border-color:rgba(255,255,255,.6)}.hero .btn.ghost:hover{background:#fff;color:var(--green)}
.btn.link{background:none;border-color:transparent;color:var(--gold);padding-left:.4rem}.btn.link:hover{box-shadow:none;color:#fff}
/* hero */
.hero{background:radial-gradient(1000px 500px at 85% 10%,rgba(197,160,89,.16),transparent 60%),linear-gradient(160deg,var(--green) 0%,#14251a 100%);color:#fff;padding:clamp(4.5rem,10vw,8rem) 0 clamp(4rem,8vw,6.5rem);position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;bottom:-160px;width:520px;height:520px;background:url(/logo.png) center/contain no-repeat;opacity:.06;pointer-events:none}
.hero h1{color:#fff;max-width:900px}.hero h1 em{font-style:italic;color:var(--gold);font-weight:500}.hero .eyebrow{color:var(--gold)}
.hero .lede{margin:1.4rem 0 2.2rem}.ctas{display:flex;gap:.8rem;flex-wrap:wrap;align-items:center}
/* page header */
.ph{background:var(--green);color:#fff;padding:clamp(3rem,7vw,5rem) 0 clamp(2.5rem,5vw,3.75rem);border-bottom:3px solid var(--gold)}
.ph h1{color:#fff;font-size:clamp(2rem,4.5vw,3.1rem);max-width:900px}.ph .eyebrow{color:var(--gold)}.ph .lede{margin:0}
/* sections */
.sec{padding:clamp(3.5rem,7vw,5.5rem) 0}.sec.alt{background:var(--sand);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-h{margin-bottom:2.2rem}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:1.5rem}
.card{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:1.75rem;color:var(--ink);text-decoration:none;position:relative;transition:transform .25s,box-shadow .25s,border-color .25s}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 34px rgba(27,48,34,.10);border-color:rgba(197,160,89,.6)}
.card p{color:var(--muted);font-size:.98rem}.card .sub{color:var(--gold-d);font-size:.82rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;margin-bottom:.7rem}
.card .more{margin-top:auto;font-weight:600;font-size:.92rem;color:var(--green);text-decoration:none}.card a.more:hover{color:var(--gold-d)}
.tag{align-self:flex-start;font-size:.72rem;font-weight:600;letter-spacing:.04em;color:var(--green);background:#eef2ec;border:1px solid #d6e0d3;padding:.2rem .65rem;border-radius:999px;margin-bottom:.9rem}
.wf .num{font-family:var(--serif);font-size:1.6rem;color:var(--gold);margin-bottom:.4rem}.wf p{margin-top:auto;margin-bottom:0}.wf .more{margin-top:1rem}
.wf::before{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:var(--gold);border-radius:var(--r) var(--r) 0 0;transition:width .3s}.wf:hover::before{width:100%}
.featured{margin-top:2.5rem;display:flex;justify-content:space-between;align-items:center;gap:1.5rem;flex-wrap:wrap;border:1px dashed var(--gold);border-radius:var(--r);padding:1.5rem 1.75rem;background:var(--cream)}.featured p{margin:0;color:var(--muted)}.featured .eyebrow{margin-bottom:.3rem}
.chips{display:flex;flex-wrap:wrap;gap:.6rem;margin-bottom:1rem}.chips a{font-size:.88rem;text-decoration:none;color:var(--green);border:1px solid var(--line);background:#fff;padding:.4rem .9rem;border-radius:999px;transition:all .2s}.chips a:hover{border-color:var(--gold);background:var(--sand)}
h2.cat{margin-top:3rem;padding-top:1rem;border-top:1px solid var(--line);scroll-margin-top:96px}
/* pricing */
.grid.g4{grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}
.price-card h3{margin-bottom:.4rem}.card .price{font-family:var(--serif);font-size:2.2rem;color:var(--green)!important;font-weight:600;margin:.2rem 0 1rem}
.price-card .btn{margin-top:auto;text-align:center}
.price-card.hl{border:2px solid var(--gold);box-shadow:0 10px 30px rgba(197,160,89,.18)}
.badge{position:absolute;top:-12px;left:1.75rem;background:var(--green);color:var(--gold);font-size:.72rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.25rem .75rem;border-radius:999px}
.note{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:8px;padding:1rem 1.25rem;color:var(--muted);margin:0 0 2.2rem}
/* prose */
.prose{font-size:1.08rem}.prose ol{padding-left:1.4rem;margin:0 0 1.6rem}.prose li{margin-bottom:.9rem;padding-left:.3rem}.prose li::marker{color:var(--gold-d);font-family:var(--serif);font-weight:600}.fine{color:var(--muted);font-size:.95rem;border-top:1px solid var(--line);padding-top:1rem}
/* brief */
.brief{background:var(--green);color:#e9e5d8;padding:clamp(3.5rem,7vw,5rem) 0}
.brief-in{display:grid;grid-template-columns:1.2fr 1fr;gap:2.5rem;align-items:center}.brief h2{color:#fff}.brief .eyebrow{color:var(--gold)}.brief p{color:#d9d4c3;margin:0}
.brief form{display:flex;gap:.6rem;flex-wrap:wrap}
.brief input[type=email]{flex:1;min-width:220px;padding:.85rem 1.1rem;border-radius:999px;border:1px solid rgba(255,255,255,.3);background:rgba(255,255,255,.08);color:#fff;font:inherit;font-size:.98rem}.brief input::placeholder{color:#b9b6aa}
.brief input:focus{outline:2px solid var(--gold);border-color:var(--gold)}
/* footer */
footer.site{background:#122017;color:#b9bfb5;font-size:.88rem;padding:3.5rem 0 2.5rem}
footer.site a{color:#e2d3ad}footer.site a:hover{color:var(--gold)}
.ft-top{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1.5rem;padding-bottom:1.75rem;margin-bottom:1.75rem;border-bottom:1px solid rgba(197,160,89,.2)}
.ft-top nav{display:flex;gap:1.4rem;flex-wrap:wrap}.ft-top nav a{text-decoration:none}
footer.site p{max-width:900px}footer.site b{color:#e9e5d8}
@media (max-width:860px){.brief-in{grid-template-columns:1fr}header nav{gap:1rem}}
@media (max-width:640px){body{font-size:1rem}.wrap{padding:0 1.1rem}.hd{padding:.7rem 0;min-height:0}header.site{position:static}header nav{width:100%;gap:.4rem 1rem}header nav a{font-size:.88rem}header nav a.nav-cta{padding:.3rem .75rem}.grid{grid-template-columns:1fr}.card{padding:1.4rem}.ctas .btn{width:100%;text-align:center}.ctas .btn.link{width:auto}.hero::after{width:300px;height:300px;right:-90px;bottom:-90px}.featured{padding:1.25rem}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.dl h3{font-size:1.15rem;word-break:break-word}.dl-grid{grid-template-columns:repeat(auto-fill,minmax(220px,1fr));margin-bottom:2rem}
.calc-stack{display:grid;gap:2rem}.calc h2{font-size:1.6rem}.fields{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:1rem;margin:1rem 0}
.fld{display:flex;flex-direction:column;gap:.35rem;font-size:.85rem;font-weight:600;color:var(--green)}.fld.wide{margin-bottom:1rem}
.fld input,.fld select,.fld textarea{font:inherit;font-weight:400;font-size:1rem;padding:.65rem .8rem;border:1px solid var(--line);border-radius:8px;background:var(--cream);color:var(--ink)}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.result{display:block;background:var(--green);color:#e9e5d8;border-radius:10px;padding:1.1rem 1.3rem;line-height:1.9;font-size:.98rem}.result b{color:var(--gold);font-weight:600}
.sub-note{font-size:.88rem;color:var(--muted);margin-top:.9rem}.checks{list-style:none;padding:0}.checks li{padding-left:1.8rem;position:relative;margin-bottom:.6rem}.checks li::before{content:"✓";position:absolute;left:0;color:var(--gold-d);font-weight:700}
.gf{display:grid;grid-template-columns:2fr 1fr;gap:1.5rem;align-items:start}.dealform .btn{border:0}
@media (max-width:860px){.gf{grid-template-columns:1fr}}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;opacity:0}
.form-msg{font-size:.92rem;margin-top:.8rem}.form-msg.err{color:#8a2c2c}.ok h3{color:var(--green)}.brief .ok h3{color:#fff}.brief .ok p{color:#d9d4c3}
.ma-disc{background:#fff8e8;border:1px solid #e8d4a3;border-radius:8px;padding:.9rem 1.1rem;font-size:.9rem;color:#5a4a26;margin:0 0 1.5rem}
.spons{display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;background:#fff3d6;color:#7a5a12;border:1px solid #e8d4a3;border-radius:4px;padding:.05rem .4rem}
.svc{background:linear-gradient(160deg,var(--green),#14251a);color:#e9e5d8;padding:clamp(3.5rem,7vw,5rem) 0;border-top:3px solid var(--gold)}.svc h2{color:#fff}.svc .eyebrow{color:var(--gold)}.svc p{color:#d9d4c3}
.svc-in{display:grid;grid-template-columns:1.5fr 1fr;gap:2.5rem;align-items:center}.ctas.col{flex-direction:column;align-items:stretch}.ctas.col .btn{text-align:center}
.fee{display:flex;flex-direction:column;margin:1.2rem 0}.fee span{font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}.fee b{font-family:var(--serif);font-size:2.6rem;color:#fff;font-weight:600}
.btn.ghost.light{color:#fff;border-color:rgba(255,255,255,.6)}.btn.ghost.light:hover{background:#fff;color:var(--green)}
#scr-sum,#scr-detail,#gate{margin-top:1.5rem}.factor{margin:1rem 0}.fh{display:flex;justify-content:space-between}.bar{height:8px;background:var(--sand);border-radius:99px;overflow:hidden;margin:.35rem 0}.bar i{display:block;height:100%;background:var(--gold)}
@media (max-width:860px){.svc-in{grid-template-columns:1fr}}
/* commercial lead-gen */
.btn-lg{font-size:1.05rem;padding:1rem 1.9rem}
.rot{color:var(--gold);font-style:italic;display:inline-block;transition:opacity .25s,transform .25s}.rot.out{opacity:0;transform:translateY(6px)}
table.terms{width:100%;border-collapse:collapse;margin:.6rem 0}table.terms th,table.terms td{text-align:left;padding:.55rem .4rem;border-bottom:1px solid var(--line);vertical-align:top;font-size:.93rem}table.terms th{width:38%;color:var(--green)}
.fld.chk{display:flex;gap:.6rem;align-items:flex-start}.fld.chk input{width:auto;margin-top:.3rem}
/* ---- directory redesign ---- */
.ph .lede{max-width:720px;color:rgba(255,255,255,.82)}
.filterbar{position:sticky;top:0;z-index:40;background:rgba(250,248,242,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.fb-in{display:flex;gap:.25rem;overflow-x:auto;scrollbar-width:none;padding:.7rem 0}.fb-in::-webkit-scrollbar{display:none}
.fb{flex:0 0 auto;font:500 .88rem var(--sans);color:var(--green);background:none;border:0;border-bottom:2px solid transparent;padding:.55rem .9rem;cursor:pointer;white-space:nowrap;transition:color .2s,border-color .2s}
.fb span{font-size:.75rem;color:var(--muted);margin-left:.25rem}.fb:hover{color:var(--gold-d)}.fb.on{border-bottom-color:var(--gold);font-weight:600}
.dir{background:var(--cream)}
.dir-intro{display:grid;grid-template-columns:1fr 1.3fr;gap:3rem;align-items:end;padding-bottom:2.5rem;margin-bottom:1rem;border-bottom:1px solid var(--line)}.dir-intro p:last-child{color:var(--muted);margin:0;line-height:1.7}.dir-intro h2{margin:0}
.dcat{padding:3rem 0 1rem;scroll-margin-top:70px}.dcat-h{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:1.5rem}.dcat-h h2{font-size:clamp(1.4rem,2.4vw,1.8rem);margin:0}.dcat-h span{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-d);font-weight:600}
.tgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1.25rem}
.tcard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:10px;padding:1.6rem;transition:border-color .25s,box-shadow .25s}
.tcard:hover{border-color:rgba(197,160,89,.7);box-shadow:0 10px 28px rgba(27,48,34,.07)}
.tc-top{display:flex;gap:.9rem;align-items:center;margin-bottom:1rem}.tc-top h3{font-size:1.12rem;margin:0}
.mono{flex:0 0 44px;width:44px;height:44px;border-radius:8px;background:var(--green);color:var(--gold);font:600 .95rem var(--serif);display:flex;align-items:center;justify-content:center;letter-spacing:.04em}
.tc-kind{margin:.1rem 0 0;font-size:.8rem;color:var(--muted)}
.tc-val{color:var(--ink);font-size:.95rem;line-height:1.6;margin:0 0 1.2rem;flex:1}
.tc-meta{display:flex;flex-wrap:wrap;gap:.5rem;align-items:center;justify-content:space-between;border-top:1px solid var(--line);padding-top:.9rem;margin-bottom:.9rem}
.tc-tag{font-size:.7rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--green)}.tc-price{font-size:.8rem;color:var(--muted)}
.tc-link{font-size:.88rem;font-weight:600;color:var(--green);text-decoration:none}.tc-link:hover{color:var(--gold-d)}
.loanband-dk{background:var(--green);color:#fff;padding:clamp(3rem,6vw,4.5rem) 0;border-top:3px solid var(--gold)}
.lb-in{display:grid;grid-template-columns:1.5fr 1fr;gap:2.5rem;align-items:center}.loanband-dk h2{color:#fff;margin:.2rem 0 .8rem}.loanband-dk p{color:rgba(255,255,255,.8);margin:0}.loanband-dk .eyebrow{color:var(--gold)}.loanband-dk .ctas{justify-content:flex-end}
.btn.ghost.light{color:#fff;border-color:rgba(255,255,255,.55)}.btn.ghost.light:hover{background:#fff;color:var(--green)}
/* shared polish for playbooks/products cards */
.grid{gap:1.25rem}.card{border-radius:10px;padding:1.75rem 1.6rem}.card:hover{transform:none;box-shadow:0 10px 28px rgba(27,48,34,.07)}
.wf .num{font-size:1.1rem;letter-spacing:.1em;color:var(--gold-d)}.card h3{font-size:1.15rem}
@media(max-width:820px){.dir-intro,.lb-in{grid-template-columns:1fr;gap:1.2rem}.loanband-dk .ctas{justify-content:flex-start}}
.filterbar{top:var(--hdh,77px)}@media (max-width:640px){.filterbar{top:0}}
/* ===== v2 design system (redesign-v1 tokens) ===== */
:root{--g-green-900:#1B3022;--g-green-700:#2C4A37;--g-gold-500:#C5A059;--g-gold-600:#B08A43;--g-gold-100:#F3EBDC;--g-cream-50:#FAF8F2;--g-cream-100:#F3EFE5;--g-ink:#1C221E;--g-muted:#5E665F;--g-line:#E4DFD3;--g-s4:1rem;--g-s5:1.5rem;--g-s6:2rem;--g-s7:3rem;--g-s8:4.5rem;--g-s9:7rem;--g-shadow-card:0 1px 2px rgba(27,48,34,.04),0 8px 24px rgba(27,48,34,.06);--hdh:76px}
.sec{padding:clamp(4rem,8vw,7rem) 0}
.nav2{position:sticky;top:0;z-index:60;height:76px;background:rgba(27,48,34,.97);backdrop-filter:blur(8px);border-bottom:1px solid rgba(197,160,89,.18)}
.hd2{display:flex;align-items:center;justify-content:space-between;height:100%;gap:1.5rem}
.brand2{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}.brand2 img{width:38px;height:38px;object-fit:contain}.brand2 b{font-family:var(--serif);font-weight:600;font-size:1.15rem;display:block;line-height:1;color:#fff}.brand2 small{display:block;font-size:.62rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-top:4px}
.links2{display:flex;align-items:center;gap:2rem;list-style:none;margin:0;padding:0}.links2 a{color:rgba(255,255,255,.82);text-decoration:none;font-size:.875rem;font-weight:500}.links2 a:hover,.links2 a[aria-current]{color:var(--gold)}.links2 .m-only{display:none}
.nav-cta2{display:flex;gap:.75rem;align-items:center}
.b2{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 26px;border-radius:4px;font:600 .875rem/1 var(--sans);letter-spacing:.04em;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:all .25s}
.b2-gold{background:var(--gold);color:var(--green)}.b2-gold:hover{background:#B08A43;color:var(--green);transform:translateY(-1px)}
.b2-ol{border-color:rgba(255,255,255,.45);color:#fff}.b2-ol:hover{border-color:var(--gold);color:var(--gold)}.b2-sm{padding:10px 18px}
.menu-btn2{display:none;width:42px;height:38px;background:none;border:1px solid rgba(255,255,255,.3);border-radius:4px;cursor:pointer;padding:9px;flex-direction:column;justify-content:space-between}.menu-btn2 span{display:block;height:2px;background:#fff;border-radius:2px}
.hero2{position:relative;color:#fff;background:linear-gradient(180deg,rgba(27,48,34,.74),rgba(27,48,34,.93)),var(--hero-img,linear-gradient(135deg,#2C4A37,#1B3022)) center/cover;padding:7rem 0 4.5rem}.hero2.sm{padding:4.5rem 0 3rem}
.hero2 h1{color:#fff;max-width:17ch;font-size:clamp(2.4rem,1.4rem + 3.6vw,4.25rem);font-weight:500;line-height:1.1}.hero2 h1 em{color:var(--gold);font-style:normal}
.eyebrow2{display:inline-block;font-size:.75rem;letter-spacing:.18em;text-transform:uppercase;color:#B08A43;font-weight:600;margin-bottom:1rem}.hero2 .eyebrow2{color:var(--gold)}.eyebrow2.rule::before{content:"";display:inline-block;width:28px;height:1px;background:currentColor;vertical-align:middle;margin-right:12px}.eyebrow2.lt{color:rgba(255,255,255,.6);margin:0}
.lead2{font-size:1.1875rem;color:rgba(255,255,255,.82);max-width:60ch;line-height:1.65}
.actions2{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:2rem}
.trust2{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:3rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.14);font-size:.875rem;color:rgba(255,255,255,.7)}.trust2 b{display:block;color:var(--gold);font-family:var(--serif);font-size:1.15rem;font-weight:500}
.credit{position:absolute;right:1rem;bottom:.5rem;font-size:.65rem;color:rgba(255,255,255,.4);margin:0}
.block2{padding:3rem 0 7rem}.muted{color:var(--g-muted)}.sm{font-size:.85rem}
.tabs2{display:flex;border-bottom:1px solid var(--g-line);margin-bottom:3rem;overflow-x:auto}.tabs2 a{padding:1rem 1.5rem;text-decoration:none;font-weight:600;font-size:.875rem;color:var(--g-muted);border-bottom:2px solid transparent;white-space:nowrap}.tabs2 a[aria-current]{color:var(--green);border-color:var(--gold)}
.calc2{display:grid;grid-template-columns:1.35fr 1fr;background:#fff;border:1px solid var(--g-line);border-radius:6px;box-shadow:var(--g-shadow-card);overflow:hidden;margin-bottom:3rem;scroll-margin-top:96px}
.calc2-in{padding:3rem}.calc2-in h2{font-size:1.9rem}.fields2{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin:1.5rem 0}
label.f2{display:block;font-size:.8rem;font-weight:600;color:var(--g-ink);letter-spacing:.02em}
.inp2{display:flex;align-items:center;margin-top:6px;border:1px solid var(--g-line);border-radius:4px;background:var(--g-cream-50)}.inp2:focus-within{border-color:var(--gold);box-shadow:0 0 0 3px var(--g-gold-100)}
.inp2 span{padding:0 12px;color:var(--g-muted);font-size:.875rem;white-space:nowrap}.inp2 input{flex:1;min-width:0;border:0;background:transparent;padding:12px;font:500 1rem var(--sans);color:var(--g-ink);font-variant-numeric:tabular-nums;outline:none}.inp2 span:first-child+input{padding-left:0}
.calc2-out{background:var(--green);color:#fff;padding:3rem;display:flex;flex-direction:column;gap:.6rem}
.big2{font-family:var(--serif);font-size:2.6rem;color:var(--gold);line-height:1;margin:.4rem 0 1rem;font-variant-numeric:tabular-nums}
.calc2-out dl{margin:0 0 1rem;flex:1}.calc2-out dl div{display:flex;justify-content:space-between;gap:1rem;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:.93rem}.calc2-out dt{color:rgba(255,255,255,.7)}.calc2-out dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums;text-align:right}
.note2{font-size:.8rem;color:rgba(255,255,255,.55);margin:.4rem 0 0}
.callout2{border-left:2px solid var(--gold);background:#fff;padding:1.5rem 2rem;margin-bottom:3rem;font-size:.95rem;color:var(--g-muted)}.callout2 b{color:var(--green)}
.foot2{background:#13221A;color:rgba(255,255,255,.7);padding:4.5rem 0 2rem;font-size:.875rem}.foot2 p{color:rgba(255,255,255,.7)}
.fgrid2{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:3rem;padding-bottom:3rem;border-bottom:1px solid rgba(255,255,255,.1)}
.foot2 h4{font:600 .75rem/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin:0 0 1.5rem}.foot2 ul{list-style:none;padding:0;margin:0}.foot2 li{margin-bottom:10px}.foot2 a{color:rgba(255,255,255,.75);text-decoration:none}.foot2 a:hover{color:var(--gold)}.foot2 .b2-gold{color:var(--green)}
.tagline2{font-family:var(--serif);font-style:italic;color:#fff!important;font-size:1.1rem;margin:1rem 0}
.legal2{padding-top:1.5rem;font-size:.75rem;line-height:1.6}.legal2 p{color:rgba(255,255,255,.5)}
@media(max-width:1024px){.links2{display:none}.menu-btn2{display:flex}#pnav.open{position:fixed;inset:76px 0 0 0;background:var(--green);padding:2rem 1.5rem;overflow:auto}#pnav.open .links2{display:flex;flex-direction:column;align-items:flex-start;gap:1.4rem}#pnav.open .links2 a{font-size:1.25rem;font-family:var(--serif);color:#fff}#pnav.open .m-only{display:block}body.nav-open{overflow:hidden}.calc2{grid-template-columns:1fr}.fgrid2{grid-template-columns:1fr 1fr}}
@media(max-width:680px){.hide-sm{display:none}.fields2{grid-template-columns:1fr}.calc2-in,.calc2-out{padding:2rem}.fgrid2{grid-template-columns:1fr}.hero2{padding:4.5rem 0 3rem}.trust2{gap:1.5rem}.brand2 small{display:none}}
.nav-cta2 .b2{white-space:nowrap}@media(max-width:380px){.nav-cta2 .b2-gold{padding:9px 12px;font-size:.8rem}}
/* ===== layout bug fixes (QA pass 1) ===== */
.brand2 b,.brand2 small{white-space:nowrap}
.btn{border-radius:4px;letter-spacing:.04em;font-size:.875rem;padding:14px 26px;line-height:1.25;text-align:center}
.calc2,.calc2-in,.calc2-out,.fields2,.fields2>*{min-width:0}
@media(max-width:1024px){.calc2{grid-template-columns:minmax(0,1fr)}.gf{grid-template-columns:minmax(0,1fr)!important}}
.gf>*{min-width:0}.dealform .ctas{flex-wrap:wrap}.dealform select,.dealform input,.dealform textarea{max-width:100%}
.ph{padding:clamp(4rem,8vw,6rem) 0 clamp(3rem,6vw,4.5rem)}.ph h1{font-weight:500;font-size:clamp(2.2rem,1.4rem + 3vw,3.6rem);line-height:1.1}
.wrap{max-width:1200px}
@media(max-width:680px){.nav-cta2 .b2-gold{padding:9px 14px}.hd2{gap:.6rem}.brand2 b{font-size:1.05rem}.ctas .btn,.ctas .b2{flex:1 1 100%}}
/* ===== products ===== */
.prodhero{padding:5rem 0 4rem}.phero-in{display:grid;grid-template-columns:1.2fr 1fr;gap:3rem;align-items:center}
.phero-stack{position:relative;height:340px}.phero-stack img{position:absolute;width:190px;height:auto;border-radius:4px;box-shadow:0 20px 40px rgba(0,0,0,.35)}.phero-stack img:nth-child(1){left:0;top:40px;transform:rotate(-6deg)}.phero-stack img:nth-child(2){left:30%;top:0;z-index:2}.phero-stack img:nth-child(3){right:0;top:40px;transform:rotate(6deg)}
.ptrust{background:#fff;border-bottom:1px solid var(--g-line)}.ptrust-in{display:flex;flex-wrap:wrap;justify-content:center;gap:.5rem 2.5rem;padding:1rem 0;font-size:.82rem;color:var(--g-muted);letter-spacing:.02em}.ptrust-in span::before{content:"";display:inline-block;width:6px;height:6px;background:var(--gold);transform:rotate(45deg);margin-right:10px;vertical-align:middle}
.block2.pt{padding-top:5rem}.alt2{background:var(--g-cream-100)}.head2{max-width:720px;margin-bottom:2.5rem}.head2 h2{margin:0}.narrow2{max-width:820px}
.pgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.5rem}.pgrid.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.pcard{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--g-line);border-top:2px solid var(--gold);border-radius:6px;box-shadow:var(--g-shadow-card);overflow:hidden}
.pcover{background:linear-gradient(160deg,#22392A,#13221A);padding:1.8rem 0;display:flex;justify-content:center}.pcover img{width:46%;max-width:170px;height:auto;border-radius:3px;box-shadow:0 14px 30px rgba(0,0,0,.4)}
.pcard.sm .pcover img{width:40%}
.pbody{padding:1.6rem;display:flex;flex-direction:column;flex:1}.pbody h3{font-size:1.2rem;margin:.2rem 0 .7rem}.pbody .muted{font-size:.93rem;line-height:1.6}
.pinc{list-style:none;padding:0;margin:.4rem 0 1.2rem;font-size:.9rem}.pinc li{padding:.35rem 0 .35rem 1.3rem;position:relative;border-bottom:1px solid var(--g-line)}.pinc li::before{content:"";position:absolute;left:0;top:.8rem;width:6px;height:6px;background:var(--gold);transform:rotate(45deg)}
.pbuy{display:flex;align-items:center;justify-content:space-between;gap:1rem;margin-top:auto;flex-wrap:wrap}.pprice{font-family:var(--serif);font-size:2rem;color:var(--green);line-height:1}.pprice small{font-size:.9rem;color:var(--g-muted)}.pprice s{font-size:1.1rem;color:var(--g-muted);margin-right:.4rem}
.pmicro{font-size:.75rem;color:var(--g-muted);margin:.8rem 0 0}.pxs{font-size:.82rem;margin:.6rem 0 0;color:var(--g-muted)}.pxs a{color:var(--green);font-weight:600}
.pbadge{position:absolute;top:12px;right:12px;background:var(--gold);color:var(--green);font-size:.68rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:.3rem .7rem;border-radius:3px;z-index:2}.pbadge.static{position:static;display:inline-block;margin-bottom:1rem}
.pbundle{display:grid;grid-template-columns:320px minmax(0,1fr);gap:3rem;align-items:center;background:#fff;border:1px solid var(--g-line);border-top:2px solid var(--gold);border-radius:6px;padding:2.5rem;box-shadow:var(--g-shadow-card)}.pbundle .pcover{border-radius:4px}
.pmember{margin-top:2rem;padding-top:1.5rem;border-top:1px solid var(--g-line);display:grid;grid-template-columns:minmax(0,1fr) auto;gap:1rem 2rem;align-items:center}.pmember h3{margin:0 0 .3rem}.pmember .pbuy{grid-column:1/-1}
.ptoggle{display:inline-flex;border:1px solid var(--g-line);border-radius:4px;overflow:hidden}.ptoggle button{background:#fff;border:0;padding:.6rem 1rem;font:600 .82rem var(--sans);color:var(--g-muted);cursor:pointer}.ptoggle button.on{background:var(--green);color:#fff}.ptoggle small{color:var(--gold);font-weight:600}
.b2-ol.dk{border-color:var(--green);color:var(--green)}.b2-ol.dk:hover{background:var(--green);color:#fff}
.pfine{font-size:.78rem;color:var(--g-muted);margin-top:2rem;line-height:1.6}
.pfree{display:flex;justify-content:space-between;align-items:center;gap:2rem;flex-wrap:wrap}.pfree h2{margin:.2rem 0 .5rem}
.pfaq{border-bottom:1px solid var(--g-line);padding:1.1rem 0}.pfaq summary{cursor:pointer;font-family:var(--serif);font-size:1.15rem;color:var(--green);list-style:none}.pfaq summary::after{content:"+";float:right;color:var(--gold)}.pfaq[open] summary::after{content:"–"}.pfaq p{margin:.8rem 0 0;color:var(--g-muted)}
.pupsell{display:flex;justify-content:space-between;align-items:center;gap:1.5rem;flex-wrap:wrap;margin:2rem 0;padding:1.6rem;background:#fff;border:1px solid var(--g-line);border-top:2px solid var(--gold);border-radius:6px}.pupsell h3{margin:0 0 .3rem}
.article h2{margin-top:2.5rem}.article blockquote{border-left:2px solid var(--gold);margin:2rem 0;padding:.5rem 1.5rem;font-family:var(--serif);font-size:1.2rem;color:var(--green)}.article ul,.article ol{padding-left:1.3rem}
@media(max-width:1024px){.pgrid,.pgrid.four{grid-template-columns:repeat(2,minmax(0,1fr))}.phero-in{grid-template-columns:1fr}.phero-stack{display:none}.pbundle{grid-template-columns:1fr}}
@media(max-width:680px){.pgrid,.pgrid.four{grid-template-columns:1fr}.pbundle{padding:1.5rem}.pmember{grid-template-columns:1fr}}
.dealform .fields{grid-template-columns:repeat(2,minmax(0,1fr))!important;align-items:end}.dealform .btn.ghost,.dealform a.btn.ghost{border:1px solid var(--green)!important;color:var(--green)!important;background:transparent}
@media(max-width:560px){.dealform .fields{grid-template-columns:minmax(0,1fr)!important}}
.pcover{min-height:200px;align-items:center}
.ahero{margin:0 0 2.5rem}.ahero img{width:100%;height:auto;border-radius:6px;display:block}
/* v2 spec: tap targets ≥44px, .sr utility, button system */
.sr,.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0 0 0 0)!important;clip-path:inset(50%)!important;white-space:nowrap!important;border:0!important}
.hp,input.hp,.hp input{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0;display:none!important}
.btn,.b2,button,summary,.fb,.menu-btn2,.brand2,.skip,.tc-link,.more{min-height:44px}
.btn,.b2{border-radius:12px;display:inline-flex;align-items:center;justify-content:center;font-weight:700}
.menu-btn2{min-width:44px;min-height:44px}
.brand2{display:inline-flex;align-items:center}
.skip{display:inline-flex;align-items:center}
summary{display:flex;align-items:center}
.tc-link,.more{display:inline-flex;align-items:center}
.foot2 a,footer a{display:inline-flex;align-items:center;min-height:44px}
.foot2 p a,.foot2 li a{min-height:44px}
.gf{align-items:start}
html{scroll-padding-top:90px}
@media(max-width:768px){.nav2 a,#pnav a{min-height:48px;display:inline-flex;align-items:center}main p a,main li a,main dd a{display:inline-flex;align-items:center;min-height:44px}}
.sr,.sr-only{position:absolute!important;left:-10000px!important;top:auto!important;width:auto!important;height:auto!important;overflow:visible!important;clip:auto!important;clip-path:none!important;margin:0!important}
.gfside{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line);border-radius:10px;padding:1.75rem 1.6rem;color:var(--ink);position:sticky;top:96px;align-self:start}
.foot2 a,footer a{min-width:44px;padding:0 .3rem;justify-content:flex-start}
main p a{min-height:44px}
@media(max-width:600px){.nav-cta2>a{display:none!important}.nav-cta2{gap:0}.brand2{min-width:0;overflow:hidden}}
html{scroll-padding-top:130px}
a[href="/bond-financing/#bond"]{display:inline-flex;min-height:44px;align-items:center}